Job Description

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Overview

Senior Underwriter - Team Lead, Property
San Francisco, California

As the world changes and markets become more competitive, and as our clients needs become more complex, differentiation at all levels, including how we think about and engage with our clients, is of utmost importance. The Senior Underwriter in Property plays a critical role in evaluating and underwriting complex property insurance risks. This position requires a deep understanding of risk assessment, pricing, and coverage terms to ensure profitability and adherence to underwriting guidelines. The Senior Underwriter collaborates closely with brokers and clients to develop customized insurance solutions, manage a diverse portfolio, and drive business growth. Strong analytical skills, industry expertise, and the ability to cultivate lasting relationships are essential for success in this role.

Responsibilities

• Provide leadership for the Los Angeles property team in the marketing and underwriting of new and renewal business opportunities for retail broker partners, focusing on Property and related product lines. Contribute to special projects as assigned by senior management.
• Lead in the future development of the existing underwriting staff and the hiring of future underwriters in the southwest region.
• Contribute to regional planning by developing and executing an annual desk-level underwriting plan.
• Mentor and motivate team underwriters, while working with underwriting assistants and other integral members of the team.
• Support the training and onboarding of new hires to foster a knowledgeable team.
• Analyze submission data including applications, policy wording, inspection reports, loss runs, and financial reports; conduct appropriate research to determine degree of risk for each account.
• Utilize advanced underwriting tools and methodologies to evaluate complex property exposures.
• Adhere to underwriting guidelines, underwriting authorities and referral requirements as needed to regional management, product management and chief underwriting officers.
• Collaborate with internal colleagues in the assessment of current and prospective risks, including actuarial, claims, legal and risk engineering.
• Proactive service of business in conjunction with the Middle Office to ensure timely and accurate delivery of quotations, binders, policies and endorsements.
• Cross-sell with other business units to maximize deployment of AXA XLs capital and broaden product offerings.
• Monitor marketplace trends to stay informed about and ahead of emerging issues and opportunities within the Property sector.
• Maintain compliance with all internal and external underwriting guidelines and legal requirements.
• Assist in portfolio management regarding limit deployment, attachment point aggregation, pricing adequacy and policy terms and conditions.

You will report to Head of Property, West

What youll bring / Qualifications

Required Skills And Abilities

• A bachelors degree or equivalent experience
• In-depth Property Underwriting expertise related to solutions to contribute to the underwriting of the full range of Property products.
• Strong insured and broker interaction in the assigned geographic territory with the ability to effectively target current and prospective contacts to promote offered products.
• The ability to travel a minimum of 25% of the time is anticipated.

Desired Skills And Abilities

• Exceptional organizational and time management skills with the ability to perform accurate mathematical calculations.
• Ability to work independently while being an open-minded team player, actively listening to comprehend unique circumstances that require practical and innovative solutions to complex issues.
• Excellent written and oral communication skills to work with both internal teams and external brokers in a team environment.
• Excellent collaborative skills in a fast-paced team-centric environment.
• Demonstrated critical thinking, decision making, and problem-solving skills.

What we offer

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. We strive for an inclusive culture that enables business growth and supports the success of our colleagues.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Total Rewards

AXA XLs rewards program is designed to take care of what matters most to you, including health, wellbeing and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do. Were committed to rewarding your contribution for the long term.

Sustainability

At AXA XL, sustainability is integral to our business strategy. Our 2023-26 Sustainability strategy, Roots of resilience, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across operations.

Our Pillars

• Valuing nature and building resilient ecosystems
• Addressing climate change and pursuing a net zero strategy
• Integrating ESG into internal processes and practices
• AXA Hearts in Action volunteer and charitable programs

For more information, please see Sustainability at AXA XL. The U.S. base salary range for this position is $155,500 to $233,000 USD. Actual pay will be determined based on skills, experience and location. We strive for market alignment and internal equity.

AXA XL is an Equal Opportunity Employer.

Seniority level

Not Applicable

Employment type

Full-time

Job function

Finance and Sales

Industries

Insurance

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